A workers’ compensation policy for an owner of a small- to medium-sized business is likely the most cost-efficient policy they can buy. It is a death policy, a disability policy, and an injury policy all wrapped in one price. The benefits are strong and, in some situations, almost unlimited. If the business owner suffers an injury or death, the business may fail, and in doing so, their family will suffer seriously. 

You may think, “Well, doesn’t health insurance cover me?” There’s a reason why medical insurance claims ask where the injury happened. Health insurance policies exclude coverage for injuries that could have been covered under another insurance period. In other words, if workers compensation was available and the insured did not buy it, medical won’t cover the claim. 

Also, medical insurance doesn’t even cover death or disability. 

Simply fill out this form, and one of our licensed business insurance agents in California will begin working on your quote(s) the same business day! We can often get initial policy results for independent contractor coverage and other policies within minutes!